Antyodaya Shramik Suraksha Yojana 2023: Many welfare schemes are run by the Gujarat government for people of every class. Antyodar Shramik Suraksha Yojana has been launched for the workers. In which insurance cover is provided to the workers at a nominal premium rate. This plan offers a large sum insured at a nominal premium of Rs.499 and Rs.289. Get all information about this scheme.
Antyodaya Shramik Suraksha Yojana 2023
This scheme was launched by Chief Minister Shri Bhupendrabhai Patel. The main objective of this scheme is to ensure economic viability for the workers in case of any accident or death. This scheme will make the workers more secure and self-reliant by getting medical security cover. In this insurance protection scheme only Rs. 289 and Rs. 499 in case of accidental death, partial or disability of workers by a nominal premium of Rs. Assistance up to 10 lakhs is provided. The main objective of this Antyodaya Shramik Suraksha Yojana is to empower the labor yogis.
Antyodaya Shramik Suraksha Vima Yojana Detail Information
| Accidental death | Rs. 10 lakhs | Rs. 5 lakhs |
| Permanent disability | Rs. 10 lakhs | Rs. 5 lakhs |
| Partial disability | Rs. 10 lakhs | Rs. 5 lakhs |
| Incidental Hospital Expenses | Rs. 1 lakh or actual expenditure (whichever is less) | Rs. 50 thousand or actual Expenditure (whichever is less of two) |
| Prolonged hospitalization | Rs.10000 (one time) | Not available. |
| Funeral expenses | Rs.5000 | Rs. 5000 |
| Transportation of terrestrial bodies | Rs. 5000 or the actual cost whichever is less | Rs. 5000 or the actual cost whichever is less |
| Coma | As a one time benefit of Rs. 1 lakh only for claim claims account | As a one time benefit of Rs. 50000 only on account of claims |
| Education benefits | In case of accidental death of the insured member for 2 children Rs. up to 1 lakh | Not available. |
| Insurance premium inclusive of GST | Rs. 499 | Rs. 289 |
Antyodaya Shramik Suraksha Yojana is an affordable insurance scheme aimed at providing comprehensive coverage and protection to unorganized sector workers across the country. Recognizing the immense contribution of workers in the development of our country, this insurance scheme is designed to ensure their financial stability and well-being.
Key Features of Antyodaya Shramik Suraksha Vima Yojana
Comprehensive coverage
It includes a wide range of benefits including an accidental cover of Rs.10 lakh. 10 lakhs and Rs. 5 lakhs, disability benefits, hospitalization benefit etc. All these are designed to meet the unique needs of the workforce. Affordable Premium: Offered at a very affordable annual premium rate of Rs. 499/- Rs. 10 lakh cover and Rs. 289/- Rs. 5 lakh cover, making it accessible to workers from all walks of life.
Easy registration process
Workers can easily register through the nearest Post Office/Postman/Rural Postal Sevak. Pan India Coverage: After a successful pilot launch, the scheme will be rolled out across India to cover over 28 crore workers. This nationwide coverage will ensure that every worker, irrespective of their geographical location, can avail the benefits.
Financial security
By ensuring accidental cover and hospitalization benefits, the scheme will empower workers to contribute more effectively to the progress of the country.
For more details about this scheme and to register for this scheme contact your nearest post office.
Important Link
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