All About Ayushman Bharat Yojana: Ayushman Bharat Pradhan Mantri Jan Arogya Yojana s a national public health insurance fund of the Government of India that aims to provide free access to health insurance coverage for low income earners in the country. Roughly, the bottom 50% of the country qualifies for this scheme.
People using the program access their own primary care services from a family doctor. When anyone needs additional care, then PM-JAY provides free secondary health care for those needing specialist treatment and tertiary health care for those requiring hospitalization.
All About Ayushman Bharat Yojana 2023
On 15 August 2017, the Prime Minister of the country announced Pradhan Mantri Jan Arogya Yojana (PMJAY). This plan is the largest health insurance plan in the world. Under this scheme, about 100 million families of the country i.e. about 200 million people will get health insurance of Rs 5 lakh every year. An estimated 8 crore rural families and 2.4 crore urban families will get the benefit of this scheme. Thus about 50% of the population of the country will get health insurance.
Who will get the benefit of the scheme?
The scheme will benefit all the households identified as poor during the 2011 census. There is no age or family size limit in this scheme. And yes people / families who have become poor after 2011 will not get the benefit of this scheme!
helpline number of this scheme::
How to check your name Ayushman Bharat Yojana
You can check online whether your name is in PMJAY scheme or not. For this you have to open the website of mera.pmjay.gov.in.
After opening the website, enter your mobile number and the security code provided in the box provided there. Then click on Generate OTP button so that an OTP will come on your mobile. Input this OTP on the website and click on Submit button.
If this plan has your name, after a while information like your name, address will come on the right side and also SMS will come to the mobile number you have entered.
How to get benefit?
- Beneficiary does not need any special card for PMJAY scheme. Beneficiaries will have a “Lifetime Help Desk” in every government as well as private hospital associated with the scheme to establish their identity only. Where the beneficiary has to prove his eligibility by giving documents. Once the eligibility is proved, the beneficiary does not have to spend a single rupee for treatment up to Rs 10 lakh.
- Currently PMJAY scheme is not applicable in Delhi, West Bengal, Orissa, Kerala, Telangana and Punjab! Because some of those states have a similar scheme in place, and some states want such a scheme of their own.
- Major Diseases and Surgeries covered in Ayushman Bharat Yojana Every poor citizen of the country will get the benefit of major diseases and major operations as well as hospital procedures free of cost under Ayushman Bharat Yojana. The operation includes bypass surgery, cataract, corneal grafting, orthoplasty, chest fracture, urological surgery, cesarean delivery, dialysis, spine surgery, brain tumor surgery as well as various cancer surgeries. A total of 1350 types of surgeries, examinations and procedures will benefit. The scheme will also benefit women who come from poor families after marriage as well as newborns.
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