LIC Jeevan Kiran Life Insurance Policy

LIC Jeevan Kiran Life Insurance Policy: LIC has launched Jeevan Kiran policy, a non-linked, non-participating individual savings and life insurance plan. This plan provides financial help to the family in the event of the life assured’s untimely death during the policy term and refunds the total premiums paid in the event of survival to adulthood.

LIC Jeevan Kiran Life Insurance Policy

LIC announced the new plan via an official tweet, “LIC launches a brand new plan – LIC’s Jeevan Kiran. A non-linked, non-participating, individual, savings, life insurance.”

Jeevan Kiran policy plan provides life cover with return of premium. This is an excellent policy for those looking for a larger life cover at a cheaper price. This plan is available for people aged 18 years to 65 years.

On Maturity in Jeevan Kiran Policy If the policy is in force then on the date of maturity on Life Assured, this term assurance allows refund of any additional premium, any rider premium paid and total premium paid / single premium paid to the plan without tax.

LIC’s Jeevan Kiran policy details

Minimum basic sum assured is Rs.15,00,000 and there is no limit on maximum basic sum assured. This Plan is not allowed to Housewife and Pregnant Ladies. Also, for female lives, proposals may be submitted after six months from the date of last delivery. Restrictions may apply if life-proposed is not fully vaccinated for Covid-19. The minimum policy term is 10 years and maximum policy term is 40 years

How to buy LIC’s Jeevan Kiran policy online?

  • Login to LIC’s website and click “BUY POLICY ONLINE”
  • Select “LIC’s Jeevan Kiran” and click on “CLICK TO BUY ONLINE”
  • Fill contact details i.e. Name, Date of birth, mobile no, email ID and nearest City to create access id and OTP.
  • Enter captcha and submit. You will receive a 9 digit access id and OTP on your mobile no and email.
  • Enter OTP and proceed further.
  • Give sum assured and term to calculate premium, click in radio button yes and proceed for filling the form.
  • Confirm the details, upload documents and proceed for payment.
  • Upload all required documents on the LIC portal. Link will be shared to you. Non-medical cases will be completed based on submitted documents.
  • Do your self-video verification online.

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